If you’ve been told that you or your children need braces, you may be wondering how you are going to pay for them. Luckily, finding affordable braces may be easier than you think. Check out these tips.
Shop for Value
Whether you’re looking for affordable braces or any other product, you may want to spend some time comparison shopping. Contact a few different orthodontic offices to get their prices, but don’t necessarily opt for the cheapest quote. Instead, look for value. Ideally, you want skilled, experienced, award-winning dentists and orthodontists who can provide you with the quality of care your mouth deserves but who also have favorable payment options and discounts.
Look Into Insurance
Braces aren’t just cosmetic. They also play a role in your oral health. When teeth are crooked, they are often more prone to cavities. Additionally, when your bite is off, you may face issues such as TMJ, headaches, or jaw pain. Because of this, many insurance companies cover braces for kids under 18. If you want affordable braces, check with your insurer to see if your plan covers some or all of the recommended orthodontic treatment.
Ask About Discounts
Some orthodontists offer discounts for up-front payments. If you are able to access the funds you need immediately, you may want to ask about those discounts. In some cases, the upfront payment discount can even counteract a small interest rate, and some people take out a signature loan or a line of credit so they can pay for these expenses.
Consider Credit or Payment Plans
To find affordable braces, you may want to break the cost into small monthly payments. To make that possible, some dentists offer financing through companies such as CareCredit or Wells Fargo. Basically, you apply for credit through these companies. If you qualify, they pay the orthodontist for the treatment, and then, you make monthly payments to the creditor. Additionally, some orthodontists offer in-house financing, where you make monthly payments directly to the orthodontist. If an orthodontist has both options available, look into the terms and compare the interest rates so that you find the best offer for your needs.
Follow Doctor’s Orders
In addition to making braces affordable upfront, you may want to think about their long term value and extra costs that could pop up along the way. Namely, if you don’t follow your doctor’s recommendations, you may end up needing extra dental or orthodontic treatment. For instance, if you don’t brush and floss regularly while having braces, you may get cavities, which will then require costly treatments. Similarly, if you don’t wear your aligners or retainers as recommended, you may need to get additional orthodontic treatments.
At FUNtastic Pediatric Dental, we know that it can be hard to find affordable braces. So, we try to make the process easier for our patients. We offer 5 percent off for paying in full as well as 0% no interest payment plans and benefits for referring your friends and family to our office. To learn more or to get a quote, contact us or make an appointment today. We look forward to straightening your smile.